Data & Privacy

98okr Privacy Policy – How We Handle Your Data in Pakistan

This Privacy Policy explains what personal information 98okr collects when you use the platform, how that information is used, and what rights you have over your own data. We've tried to write it in plain English rather than legal jargon.

Last updated: June 2026

Our Data Privacy Principles

Six principles guide every decision we make about how your data is collected, stored and used on 98okr.

We Collect Only What's Needed

98okr does not collect personal information beyond what is required to operate your account, process payments and maintain platform security. No unnecessary data harvesting.

We Don't Sell Your Data

Your personal information is never sold to third parties for marketing or advertising purposes. Data sharing is limited to what is strictly necessary for payment processing and account verification.

Encryption Throughout

All data transmitted between your device and the 98okr platform is encrypted using industry-standard TLS protocols. Payment transaction data is handled through secure, certified payment gateways.

You Control Your Data

You can request access to the personal data 98okr holds about you, ask for corrections, and request deletion subject to legal retention requirements. Contact support to exercise these rights.

Clear Retention Periods

We keep your data only for as long as necessary to provide the service and meet our record-keeping obligations. Account data is deleted within a reasonable period after account closure.

Transparent Updates

When this Privacy Policy is updated in a meaningful way, we notify registered users through their account or email. Changes don't take effect retroactively — prior data handling is governed by the policy in force at the time.

1 Who This Policy Covers

This Privacy Policy applies to all users of the 98okr platform, whether you access it through the website at 98okr.app or through the 98okr mobile app on Android or iOS. It covers data collected from registered account holders and from visitors who browse the platform without registering.

By using any part of the 98okr platform, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with how we handle data, please do not create an account or continue using the platform. For questions about this policy at any time, contact 98okr support through the live chat in your account.

This policy is written in plain English for Pakistan players. It does not override your rights under applicable data protection principles — it explains how we apply them in practice.

2 What Data We Collect

The personal data 98okr collects falls into three broad categories: data you provide directly, data generated by your platform activity, and data received from third-party payment processors.

2.1 Data You Provide

  • Full name and date of birth
  • Pakistani mobile number and email address
  • CNIC number for identity verification (required before first withdrawal)
  • Payment method details (mobile wallet number, bank account or card information submitted during transactions)
  • Any information provided when contacting support

2.2 Data Generated by Platform Activity

  • Betting and gaming history, including stake amounts, game types and outcomes
  • Login timestamps, session duration and device information
  • IP address and approximate geographic location (city level)
  • App version and operating system data (for the mobile app)
  • Pages visited and features used within the platform
  • Deposit and withdrawal transaction records

2.3 Data From Payment Providers

When you deposit or withdraw via JazzCash, Easypaisa, Raast or bank transfer, the relevant payment provider confirms transaction status to 98okr. We receive confirmation data — transaction reference, amount and status — but do not store full payment credential details on our servers. Card data for card payments is handled entirely by the payment gateway and is not held by 98okr.

Data Category Why We Collect It Retention Period
Registration details Account creation and identity management Life of account + 5 years post-closure
CNIC verification Age verification, fraud prevention Life of account + 5 years post-closure
Transaction records Payment processing, dispute resolution 7 years (financial record requirement)
Betting/gaming history Account management, responsible gaming monitoring Life of account + 3 years post-closure
Device and session data Security, fraud detection, platform optimisation 12 months rolling
Support communications Dispute resolution, service improvement 3 years from last contact

3 How We Use Your Data

The data 98okr holds about you is used for the following purposes:

3.1 Account Operation

Your registration details are used to create and manage your account, authenticate your identity on login, and ensure the correct account is accessed during support interactions. Without this data, the platform cannot function as a personalised account-based service.

3.2 Payment Processing

Transaction data is used to process deposits and withdrawals via JazzCash, Easypaisa, Raast and bank transfer, all in PKR. We share the minimum necessary transaction information with payment providers solely to complete the transaction. We do not use payment data for any purpose beyond processing and record-keeping.

3.3 Identity Verification and Fraud Prevention

CNIC and identity documents submitted during verification are used to confirm you are who you say you are, that you meet the 18+ age requirement, and that your account is not being used for fraudulent activity. This is the primary protection for your account against unauthorised access or third-party withdrawal attempts.

3.4 Responsible Gaming Monitoring

Betting activity and session data is used to monitor for signs of problematic gambling patterns. If our systems identify unusual activity — for example, unusually long sessions or rapidly escalating stake sizes — we may proactively prompt you to review your deposit limits or take a break. This monitoring is in your interest and is not used for marketing or commercial profiling.

3.5 Platform Improvement

Aggregated, anonymised usage data — which games are played, which features are used most, typical session patterns — is used to improve the platform experience. This data is not linked back to individual users in any reporting or analysis used for product decisions.

3.6 Customer Support

When you contact 98okr support, the information you provide — along with your account and transaction history relevant to your query — is used to resolve your issue. Support communications are retained for dispute resolution purposes.

98okr does not use your personal data for automated decision-making that produces legal or similarly significant effects without human review. Responsible gaming prompts are automated but advisory — they do not automatically restrict your account.

4 Data Sharing and Third Parties

98okr shares personal data only where necessary and only with categories of parties that are directly involved in operating the platform for you.

4.1 Payment Processors

Transaction data is shared with JazzCash, Easypaisa, Raast infrastructure providers, and banking partners to complete deposits and withdrawals. These providers receive only the transaction-level information required to process the payment — they do not receive your full account or gaming history.

4.2 Identity Verification Services

Where third-party identity verification services are used to validate CNIC information, the relevant identity document data is shared with those services for verification purposes only. These services do not retain the data beyond the verification transaction.

4.3 Technology and Infrastructure Providers

The 98okr platform is hosted on cloud infrastructure. Our hosting and infrastructure providers may have technical access to data as part of providing server and database services. These providers are bound by confidentiality obligations and data processing agreements.

4.4 What We Do Not Do

  • We do not sell your personal data to any third party
  • We do not share your data with advertisers or marketing platforms
  • We do not share your data with other online gaming platforms or related businesses
  • We do not provide your data to any party for their own independent use

In limited circumstances we may be required to disclose data in response to lawful requests from authorities. We will only do so where legally compelled and will notify you where we are permitted to do so.

5 Cookies and Tracking

The 98okr platform uses cookies and similar tracking technologies to maintain your login session, remember your preferences and monitor platform performance. Here is what each type does:

5.1 Essential Cookies

These cookies are required for the platform to function. They maintain your login session, carry your account state between pages, and ensure secure transactions. You cannot opt out of essential cookies while using the platform — doing so would prevent the platform from working correctly.

5.2 Performance Cookies

Performance cookies collect anonymised data about how the platform is used — which pages load slowly, where errors occur, which features are used most. This data is used to improve the platform and is not linked to individual user accounts.

5.3 Preference Cookies

These remember settings you've chosen, such as your preferred display language, odds format or recently visited sections. They make your experience more convenient without storing personally identifiable information.

You can manage cookie preferences through your browser settings. Disabling non-essential cookies will not significantly affect the core platform functionality but may reset certain preferences on each visit.

6 Security and Data Storage

98okr takes data security seriously and applies multiple layers of protection to personal data held on the platform.

6.1 Encryption in Transit

All data transmitted between your browser or app and the 98okr servers is encrypted using TLS (Transport Layer Security). This protects your login credentials, account details and payment information from interception during transmission.

6.2 Encryption at Rest

Sensitive personal data — including identity documents and payment references — is stored in encrypted form in our databases. Even in the unlikely event of an infrastructure breach, this data is not readable without the encryption keys.

6.3 Access Controls

Access to personal data within 98okr is restricted on a need-to-know basis. Not all staff have access to all data — support agents, for example, can see the information necessary to resolve your query but cannot access payment credentials or identity documents unless the relevant verification process requires it.

6.4 Data Breach Response

In the event of a data security incident affecting personal data, 98okr has procedures in place to identify, contain and assess the breach. Affected users will be notified promptly where there is a meaningful risk to their personal data or account security.

The security of your account also depends on you keeping your login credentials private. If you suspect unauthorised access to your 98okr account, contact support immediately via live chat to initiate an account security lock.

7 Your Rights Over Your Data

As a 98okr account holder, you have the following rights regarding the personal data we hold about you:

  • Right of access — you can request a summary of the personal data 98okr holds about your account
  • Right to correction — if any data we hold is inaccurate, you can request it be corrected
  • Right to deletion — you can request deletion of your personal data, subject to legal retention obligations (such as financial transaction records which must be kept for defined periods)
  • Right to restrict processing — in certain circumstances you can ask us to restrict how your data is used while a request is being resolved
  • Right to data portability — you can request a structured export of the data you have provided to us

To exercise any of these rights, contact 98okr customer support via the live chat in your account. We will respond to data requests within a reasonable timeframe. Note that some requests — for example, deletion of transaction records — may be limited by our legal obligations to retain financial records.

Exercising your data rights will not result in any negative action against your account or VIP status. We encourage players to stay informed about their data.

8 Children and Underage Users

The 98okr platform is strictly for users aged 18 and over. We do not knowingly collect personal data from anyone under 18. Registration requires confirmation that you are an adult, and identity verification via CNIC is used to confirm age before withdrawals are processed.

If we become aware that an account has been registered by a minor, the account will be closed immediately, activity will be reviewed, and any funds will be handled in accordance with our terms. If you are a parent or guardian and believe a minor has created an account using your details, contact support immediately via live chat.

9 Changes to This Privacy Policy

98okr may update this Privacy Policy from time to time to reflect changes in how we operate the platform, changes in applicable best practices, or updates to the services we use. The date at the top of this page shows when the policy was last revised.

Material changes — meaning changes that significantly affect how your data is used or your rights under this policy — will be communicated to registered users by notification in the platform or by email to the address on your account. Minor clarifications or formatting changes that don't affect the substance of the policy will be reflected in an updated date without individual notification.

Continuing to use the 98okr platform after a policy update has been communicated constitutes your acceptance of the updated terms. If you don't agree with the updated policy, you should close your account before the changes take effect.

10 Contact and Privacy Queries

If you have any questions about this Privacy Policy, want to exercise your data rights, or have concerns about how your personal information is being handled, the best way to reach us is through the live chat support in your 98okr account. Our support team is available 24/7 and can handle data-related queries as well as standard account questions.

For written privacy requests — such as formal data access or deletion requests — please contact us through the support channel and specify that it is a data rights request. We will provide a written response and handle the request separately from routine support queries.

You can also refer to the FAQ page for common questions about account data, and to Terms and Conditions for the full set of platform rules that apply alongside this Privacy Policy.

Support contact: [email protected] — or use live chat in your account for the fastest response.

Related Policies
Terms and Conditions Responsible Gaming FAQ About 98okr
Your Data Is Protected
TLS encryption on all data in transit
Sensitive data encrypted at rest
No data sold to third parties
CNIC stored for verification only
Responsible Gaming

Your account activity is monitored to support responsible gaming. Set deposit and session limits in your account settings at any time — it won't affect your VIP status.

Read Responsible Gaming Guide →

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