Legal & Platform Rules

98okr Terms and Conditions – Platform Rules for Pakistan Players

These Terms and Conditions govern your use of the 98okr platform. Please read them carefully before registering or placing any bets. By creating an account, you confirm you have read and agreed to these terms.

Last updated: June 2026

Key Rules at a Glance

These six points summarise the most important parts of the 98okr Terms and Conditions. The full text of each section follows below.

18+ Only, Verified Identity

You must be at least 18 years old to register on 98okr. Identity verification via CNIC is required before your first withdrawal. One account per person is allowed.

PKR Payments, No Hidden Fees

All transactions are in PKR. JazzCash, Easypaisa, Raast and Bank Transfer are supported. Withdrawals carry zero platform fees — you receive exactly what you request.

Bonuses Have Wagering Requirements

All bonuses and free bets come with wagering requirements that must be met before the bonus balance can be withdrawn. Specific terms are stated on the Promotions page.

Account Security Is Your Responsibility

You are responsible for maintaining the confidentiality of your login credentials. 98okr will not be liable for activity on your account if credentials are compromised through your own actions.

Fraud and Abuse Lead to Closure

Any attempt to exploit bonuses, use multiple accounts, collude with other players or manipulate outcomes will result in account suspension and forfeiture of balances.

Responsible Gaming Tools Available

Deposit limits, session time alerts and self-exclusion are available to all users via account settings at no cost. Adults only — the platform is not available to underage users.

1 Introduction and Acceptance

These Terms and Conditions ("Terms") constitute the binding agreement between you ("the Player") and 98okr ("the Platform", "we", "us") governing your access to and use of the 98okr platform, including all associated products, services, features and content available at 98okr.app.

By registering an account, depositing funds or using any feature of the 98okr platform, you confirm that you have read, understood and agree to be bound by these Terms in full. If you do not agree with any part of these Terms, you should not create an account or use the platform.

98okr reserves the right to amend these Terms at any time. Material changes will be communicated to registered users via the email address on their account or through a prominent notice in the platform interface. Continued use of the platform after any amendment constitutes acceptance of the updated Terms.

These Terms apply to all users regardless of device, whether you access 98okr through the website or the Android/iOS app.

2 Eligibility and Account Registration

2.1 Age Requirement

You must be at least 18 years of age to register on 98okr and to use any part of the platform. By creating an account you confirm that you are 18 or older. 98okr takes underage gambling seriously — accounts found to be registered by minors will be closed immediately and any remaining balance will be handled in accordance with applicable guidelines.

2.2 One Account Per Person

Each individual may hold only one registered account on 98okr. Registering multiple accounts — whether using different names, mobile numbers, email addresses or payment methods — is a breach of these Terms and will result in all related accounts being suspended. Any balances or winnings on duplicate accounts may be voided.

2.3 Accurate Information

You must provide accurate and truthful information when registering, including your full name, date of birth, mobile number and any payment details. 98okr may request additional documentation at any time to verify the information provided. Providing false information, including misrepresenting your age, is grounds for immediate account closure.

2.4 Identity Verification

Before your first withdrawal, you will be required to complete identity verification by submitting a copy of a valid government-issued Pakistani ID, typically a CNIC. This is a one-time requirement unless your account details change. Verification protects your account against unauthorised withdrawal attempts.

Accounts that cannot be verified due to incomplete or inconsistent documentation may have withdrawals suspended until the verification process is completed to 98okr's satisfaction.

3 Deposits and Withdrawals

3.1 Supported Payment Methods

98okr supports the following payment methods for deposits and withdrawals, all in PKR:

  • JazzCash — mobile wallet, instant deposits
  • Easypaisa — mobile wallet, all networks
  • Raast — instant interbank transfer via SBP infrastructure
  • Bank Transfer — direct transfer to major Pakistani banks
  • Debit and credit cards where supported

3.2 Minimum and Maximum Limits

Minimum deposit and withdrawal amounts are displayed at the time of transaction within your account. Standard minimum withdrawal is PKR 500 for mobile wallets and PKR 1,000 for Raast. Daily withdrawal limits vary by VIP tier — see the VIP page for full details. 98okr may adjust limits at any time; updated limits will be reflected in your account panel.

3.3 Withdrawal Fees

98okr does not charge platform fees on withdrawals. The amount you request is the amount transferred to your wallet or bank account. Third-party fees from your payment provider, if any, are outside 98okr's control.

3.4 Processing Times

Withdrawal processing times depend on your payment method and VIP tier. Standard accounts typically receive JazzCash and Easypaisa withdrawals within 1–3 hours. Platinum and Diamond VIP members receive priority processing, with instant completion available at the Diamond tier. Bank transfers may take up to 24 hours depending on the receiving institution's processing cycle.

All funds deposited must originate from payment accounts registered in your own name. 98okr will not process withdrawals to third-party accounts.

4 Bonuses and Promotions

4.1 Wagering Requirements

All bonuses, free bets and promotional credits issued on 98okr are subject to wagering requirements before any portion of the bonus balance or bonus-derived winnings can be withdrawn. The specific wagering requirement applicable to each promotion is stated on the Promotions page and in the individual bonus terms issued at the time of claiming.

4.2 Contribution Rates

Not all game types contribute equally towards wagering requirements. Sports betting typically contributes at a 1x rate. Casino games, slots and live casino titles may contribute at different rates as specified in the individual promotion terms. Games may be excluded from wagering contribution entirely — these are listed in the relevant promotion's terms.

4.3 Expiry

Bonuses and free bets have expiry periods, typically between 7 and 30 days from the date of issue depending on the specific promotion. Wagering requirements must be completed and the bonus fully used within the expiry period. Expired bonuses are forfeited without exception.

4.4 One Bonus Per Promotion

Each promotion is available once per eligible account unless explicitly stated otherwise. Creating multiple accounts to claim a promotion multiple times is a breach of these Terms and will result in account suspension.

98okr reserves the right to modify, suspend or withdraw any promotion at any time. Changes will not affect bonuses already claimed by eligible players at the time of change.

5 Betting and Gaming Rules

5.1 Accepted Bets and Game Results

All bets placed on the 98okr sports betting platform are subject to the specific rules of the relevant sport and market. Once a bet is confirmed, it cannot be cancelled or changed unless the Cash Out feature is available and exercised by the player prior to settlement. Game results and bet settlements are final once posted in your account history.

5.2 Void Bets

A bet may be voided if an event is cancelled, abandoned or rescheduled beyond the platform's accepted timeframe. Odds errors due to technical issues may also result in void bets at 98okr's discretion. Voided bets are refunded as the original stake to your account balance.

5.3 Maximum Winnings

Single-event and accumulator bets are subject to maximum payout limits per event and per day. These limits are displayed in the sportsbook at the time of bet placement. Winnings exceeding applicable limits will be paid up to the stated maximum only.

5.4 Casino and Slots

All casino games and slots on 98okr use certified Random Number Generator (RNG) technology. Game outcomes are determined entirely by the RNG and are not influenced by the platform, previous results or bet size. Live casino games use genuine dealers with video streams, and results are determined by physical game outcomes in the studio.

6 Account Security and Conduct

6.1 Login Credentials

You are solely responsible for the security of your 98okr account credentials. Do not share your password with anyone. 98okr staff will never ask for your password. If you suspect your account has been accessed without your authorisation, contact support immediately through the live chat in your account to initiate a security lock.

6.2 Prohibited Conduct

The following are prohibited on the 98okr platform:

  • Operating more than one account
  • Using automated bots, scripts or software to place bets or interact with the platform
  • Exploiting technical errors, glitches or pricing mistakes for profit
  • Colluding with other players to manipulate game or match outcomes
  • Abusing the bonus or promotions system, including systematically hedging bonus bets
  • Providing false identity information or documentation
  • Attempting to circumvent the platform's security or verification systems

Accounts found to be engaged in any prohibited conduct will be suspended. Balances linked to prohibited activity may be forfeited in full.

98okr uses automated risk monitoring alongside manual review to detect unusual account or betting activity. Players may be asked to provide additional documentation as part of these checks at any time.

7 Responsible Gaming

98okr is committed to providing a safe and responsible entertainment environment. The following tools are available to all registered users free of charge through their account settings:

  • Deposit limits — set daily, weekly or monthly maximum deposit amounts
  • Session time reminders — receive alerts after a set duration of activity
  • Self-exclusion — temporarily or permanently restrict access to your account
  • Reality checks — periodic notifications displaying your net session activity

Activating any of these tools does not affect your VIP status or account standing. We encourage all players to set personal limits that reflect their actual entertainment budget. Gaming should remain an enjoyable activity — if it starts to feel like a financial obligation rather than entertainment, use the available tools to take a break.

For detailed guidance on responsible gaming habits and self-management strategies, see the dedicated Responsible Gaming page. 18+ only — the 98okr platform is for adults exclusively.

Self-exclusion requests, once confirmed, cannot be reversed during the exclusion period. If you choose to self-exclude, access to your account will be restricted immediately.

8 Intellectual Property

All content on the 98okr platform — including the brand name, logo, design, software, game content, odds formats and promotional materials — is the property of 98okr or its licensed content providers. You may not reproduce, redistribute, copy or use any content from the platform for commercial purposes without explicit written permission.

Using the 98okr brand name, logo or any platform content in external communications, social media profiles or third-party applications without authorisation is prohibited.

9 Limitation of Liability

98okr provides the platform on an "as is" basis. While we work to maintain uptime and service quality, we cannot guarantee uninterrupted access at all times. We are not liable for losses arising from:

  • Temporary platform downtime or maintenance windows
  • Internet connectivity issues on the player's side
  • Delays in payment processing by third-party providers (JazzCash, Easypaisa, banks)
  • Bets placed in error by the player
  • Losses resulting from normal gameplay outcomes

Our total liability to any individual player for any claim arising out of platform use is limited to the amount held in that player's account at the time of the relevant incident.

10 Account Closure and Termination

You may close your 98okr account at any time by contacting support through live chat. Upon closure, any remaining balance after deduction of any applicable pending wagering requirements will be processed for withdrawal to your registered payment method.

98okr reserves the right to suspend or terminate any account at its discretion if there is evidence or reasonable suspicion of:

  • Breach of these Terms or any applicable platform policy
  • Fraudulent activity, identity misrepresentation or payment disputes
  • Prohibited conduct as described in Section 6
  • Threat or harassment towards platform staff or other users

In cases of termination due to policy breach, 98okr reserves the right to withhold balances pending investigation. Players will be notified of the reason for termination where legally permissible.

11 Privacy and Data

98okr collects and processes personal data in accordance with our Privacy Policy. By registering on the platform, you consent to the collection and processing of your data as described in that policy. Data collected includes registration information, transaction history and platform usage data, used to maintain your account, verify identity and improve the platform experience.

98okr does not sell personal data to third parties for marketing purposes. Data sharing is limited to what is necessary for payment processing, identity verification and platform security.

12 Governing Terms and Disputes

These Terms represent the complete agreement between you and 98okr regarding your use of the platform. Any dispute arising from your use of the platform should first be raised through 98okr's customer support channel via live chat in your account. We aim to resolve all complaints fairly and in a timely manner.

If a dispute cannot be resolved through direct support, you may escalate the matter in writing to the support email displayed in your account. 98okr will review escalated disputes and provide a written response within a reasonable timeframe.

These Terms and any disputes arising from them are subject to the general principles of fair dealing and good faith, consistent with the nature of online entertainment services operating for Pakistani users.

For questions about any specific term or your account, contact support through live chat in your 98okr account or visit the FAQ page for common questions and answers.

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By registering you confirm you are 18+ and agree to these Terms. See also: Privacy Policy · Responsible Gaming